2020 Lincoln MKZ Reserve

??? CARMA CERTIFIED PRE-OWNED — INSPECTED, BACKED, AND FULLY DOCUMENTED
This 2020 Lincoln MKZ Reserve has passed our comprehensive multi-point inspection and qualifies for our Quality Plus Auto Protection Plan plus our 5-Year Maintenance Plan when purchased at our full out-the-door price. Every Carma vehicle is sold the same way: with the full story, not just a price.
Proudly serving customers with over 22,000 vehicles sold.

2020 Lincoln MKZ Reserve AWD — Quiet Luxury, With the Whole History on the Table
The MKZ Reserve is Lincoln's understated take on the midsize luxury sedan: a genuinely plush tan-leather cabin, all-wheel-drive traction, and the kind of hushed ride that makes a daily commute feel like a break. This one comes with a CARFAX we're laying out in full — a couple of items on it deserve your attention up front, not buried in the fine print, and you'll find them clearly spelled out below.

?? WHAT YOU'RE ACTUALLY GETTING
? Passed Carma's comprehensive multi-point inspection
? Pre-delivery inspection and service by our own team at Duluth Auto Service & Imports: new engine air filter, cabin air filter, oil and filter change, and a replaced weatherstrip
? Additional documented work within the past year: battery, radiator fan, and two tires
? Estimated $1,300+ in recent parts and labor at standard market rates (estimate — CARFAX documents the work, not the dollar figures)
? Clean title — CARFAX-guaranteed no problem across salvage, junk, rebuilt, fire, flood, hail, and lemon, with no odometer title brand
? Passed Georgia emissions inspection (April 2026)
? Tan leather interior and the original owner's books/manuals included
? Two history items — a reported accident and a CARFAX odometer note — are disclosed in full in the Vehicle History section below; please read them before you buy

?? THE REAL VALUE
We cross-checked several independent sources. For a clean 2020 MKZ Reserve AWD at this mileage, guides span a wide band — CARFAX's history-adjusted retail is $24,030, current market average sits near $23,038, J.D. Power Retail is $23,150, and Manheim's adjusted retail reaches $25,900. We'll be straight with you: because this car has a reported accident and a CARFAX potential-odometer-rollback note (both detailed below), its real market value sits below clean-condition figures, and we price it with that in mind.
On top of the vehicle itself, you also get our $2,500 5-Year Maintenance Plan, $1,500 in included Quality Plus coverage, and roughly $1,300 in recent documented work — real value that follows the car regardless of where the market lands.
Market pricing can shift over time, and we're always happy to pull a current market pricing report for you on request — our goal is simply that you never overpay and get as much value as possible. Price is only what you pay, but value is what you get.

?? FEATURES & SPECS
• 2.0L EcoBoost turbocharged inline-4
• Automatic transmission
• All-wheel drive
• Reserve trim — Lincoln's well-appointed top MKZ trim
• White exterior over light tan leather interior
• Original owner's books/manuals included

?? VEHICLE HISTORY (FULL TRANSPARENCY)
Here's the complete picture so nothing is a surprise:
• Potential odometer note (please read): CARFAX has flagged a potential odometer rollback on this vehicle. A reading of 43,000 miles was recorded in October 2025, followed by 35,981 miles the next month; the odometer currently reads about 36,096. The state title is not odometer-branded, and a discrepancy like this can come from a reporting or data-entry error — but the note is permanent on the CARFAX and the true mileage cannot be guaranteed. We're disclosing it openly and we encourage you to verify the mileage and review the CARFAX yourself.
• Reported accident (December 2024): One accident is on record — the vehicle struck a curb with