
If you want low annual percentage rates (APRs), you’ve got a long list to choose from this month! We’ll mention the 0% APRs first, but there are too many other good rates to not be mentioned. Even over the 0% rate, there are some good financing options all around. As usual, various restrictions apply, so all of the APRs or lease or special cash offers are for qualified buyers.
Here are some extra models that aren’t sitting exactly at the 0% APR. Even Mercedes-Benz is getting into the holiday spirit with all models being financed for 1.99% APR or 3.99% APR:

As we head into 2026, we’re seeing a lot more 2026 models available to lease. For example, we just reviewed the 2026 Toyota Camry and it’s one of the new options available to lease this month. Popular vehicles across Ford, Honda, and Toyota are all looking really good right now, especially with a few extra incentives on top of the low monthly leasing rate.

Whether they’re calling it a Year End Sales Event (like Ford), a Getaway Sales Event (like Hyundai), or a Wrap Up the Year Event (like Dodge), they all mean the same thing: now is a great time to buy! Most of the savings are coming from the 0% APR or lower monthly lease rates, but a lot of the automakers are offering 0 payments for 90 days, too.
Of course, there are also some of the more typical conquest offers, cash back offers, and bonus cash. It all adds up, so be sure to check the fine print before putting a big red bow on any new car purchase this year.
A sometimes overlooked way to save even more money on a new car purchase or lease is through rebates. For example, if you’re a member of the U.S. military, you probably qualify for Toyota’s Military rebate. Or, if you’re just out of college, Toyota specifically offers a “College Graduate rebate.” Toyota and Mitsubishi flat out call them rebates, but nearly every single automaker has the same thing. Sometimes, it’s just named something different. For example:
Ford, Ram, and Dodge all also offer discounts for first responders. Several companies have rebates, or extra savings for educators, too. Most of these rebates can’t be doubled up, but if you qualify for one of them, it’s an easy way to save at least $500 on a new vehicle purchase.