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Dealer inventories remain low, but new car incentives can be found. GM, Hyundai, Nissan, and Kia are offering zero percent financing on many 2021 models.

While September usually marks the beginning of deals and offers as dealers look to push older models off their lots, 2021 is a different year. Inventories remain low, and manufacturing is still recovering from the impacts of last year. Even though production has seen some pick up recently, it will take a few months to clear the existing backlog.

With that said, there are fewer deals to be had compared to previous years, but they are out there. Some of the best offers come from GM, which is offering 0% financing for 72 months along with a few thousand dollars in cash back and loyalty offers on many 2021 models. In comparison, financing incentives from Ford are mostly limited to the F-150, although many models qualify for a $1,500 cash rebate.

Nissan has the most comprehensive set of incentives, offering 0% financing for up to 60 months on many 2021 models. In addition, there are quite a few cashback and loyalty rewards that can take a few thousand dollars off the sticker price. Also worth mentioning is the 0-1.9% financing from Hyundai and Kia that covers most of their 2021 and select 2022 models.

With that said, this is a seller’s market with used vehicles selling at all-time highs. It might be worth waiting a couple of months (if possible) for production to pick up. Although, if you are patient (and persistent), there are still some great deals to be had. One quick note, lease amounts for the models listed below may vary by region, so be sure to check the manufacturer site for your local options.

Acura

2021 Acura TLX - acuranews.com
2021 Acura TLX - acuranews.com

Leases

  • 2022 Acura MDX – Starting at $499/mo for 36 months with $4,799 due at signing
  • 2022 Acura ILX – Starting at $289/mo for 36 months with $3,099 due at signing
  • 2021 Acura TLX – Starting at $359/mo for 36 months with $3,999 due at signing
  • 2021 Acura RDX – Starting at $439/mo for 36 months with $4,299 due at signing

Financing Offers

  • 0% financing for up to 36 months on the 2021 ILX and TLX (.9% for 37-60 months)
  • 1.9% financing for up to 36 months on the 2022 ILX (2.9% for 37-60 months)
  • 1.9% financing for up to 60 months on the 2021 RDX and 2022 MDX

Cash Back and Loyalty Rewards

  • $750 conquest/$1,000 loyalty bonus on the 2022 MDX
  • $500 loyalty/conquest bonus on the 2021 and 2022 ILX
  • $2,500 loyalty/conquest bonus on the TLX
  • $750 conquest/$1,500 loyalty bonus on the 2021 RDX

Alfa Romeo

2021 Alfa Romeo Stelvo Sprint - carsforsale.com
2021 Alfa Romeo Stelvo Sprint - carsforsale.com

Leases

Cash Back and Loyalty Rewards

Audi

2021 Audi A7 - media.audiusa.com
2021 Audi A7 - media.audiusa.com

Leases

  • 2021 Audi A4 – Starting at $429/mo for 36 months with $3,823 due at signing
  • 2021 Audi A6 – Starting at $566/mo for 36 months with $5,460 due at signing
  • 2021 Audi A8 – Starting at $807/mo for 36 months with $6,501 due at signing
  • 2021 Audi A5 – Starting at $506/mo for 36 months with $4,900 due at signing
  • 2021 Audi A7 – Starting at $744/mo for 36 months with $6,138 due at signing
  • 2022 Audi Q3 – Starting at $383/mo for 36 months with $3,777 due at signing
  • 2021 Audi Q5 – Starting at $449/mo for 36 months with $4,843 due at signing
  • 2021 Audi Q5e – Starting at $459/mo for 36 months with $4,583 due at signing
  • 2021 Audi Q7 – Starting at $627/mo for 36 months with $5,521 due at signing
  • 2021 Audi Q8 – Starting at $823/mo for 36 months with $6,217 due at signing
  • 2021 Audi E-tron – Starting at $600/mo for 36 months with $5,494 due at signing

Financing Offers

  • 0.49% to 1.49% for up to 60 months on most 2021 models
  • 1.99% for up to 60 months on select 2022 models

BMW

2021 BMW X5 - press.bmwgroup.com
2021 BMW X5 - press.bmwgroup.com

Leases

  • 2021 BMW 2 Series – Starting at $339/mo for 36 months with $4,499 due at signing
  • 2021 BMW 3 Series – Starting at $419/mo for 36 months with $3,999 due at signing
  • 2021 BMW 4 Series – Starting at $509/mo for 36 months with $3,999 due at signing
  • 2021 BMW 5 Series – Starting at $549/mo for 36 months with $5,299 due at signing
  • 2021 BMW 7 Series – Starting at $799/mo for 36 months with $6,999 due at signing
  • 2021 BMW 8 Series – Starting at $899/mo for 36 months with $6,999 due at signing
  • 2021 BMW X1 – Starting at $399/mo for 36 months with $2,999 due at signing
  • 2021 BMW X2 – Starting at $409/mo for 36 months with $4,299 due at signing
  • 2021 BMW X3 – Starting at $429/mo for 36 months with $5,399 due at signing
  • 2021 BMW X4 – Starting at $609/mo for 36 months with $3,999 due at signing
  • 2021 BMW X5 – Starting at $779/mo for 36 months with $4,999 due at signing
  • 2021 BMW X6 – Starting at $869/mo for 36 months with $4,999 due at signing
  • 2021 BMW X7 – Starting at $969/mo for 36 months with $5,999 due at signing
  • 2021 BMW Z4 – Starting at $559/mo for 36 months with $3,999 due at signing
  • 2021 BMW i3 – Starting at $299/mo for 36 months with $3,999 due at signing

Financing Offers

  • 0.9% for up to 60 months on most BMW sedans
  • 1.9% for up to 60 months on most BMW SUVs

Buick / GMC

2021 Buick Encore GX - media.buick.com
2021 Buick Encore GX - media.buick.com

Leases

Financing Offers

  • 0% financing for up to 72 months on most 2021 models

Cash Back and Loyalty Rewards

  • Up to $2,500 in cash and loyalty bonuses for the 2021 Encore, Encore GX, and Envision
  • Up to $5,250 in cash and loyalty bonuses for the 2021 Enclave
  • $750 loyalty bonus for the 2021 Canyon
  • $2,750 loyalty bonus for the 2021 Sierra
  • Up to $3,750 in cash and loyalty bonuses for the 2021 Terrain
  • Up to $4,250 in cash and loyalty bonuses for the 2021 Acadia

Cadillac

2021 Cadillac XT5 - media.cadillac.com
2021 Cadillac XT5 - media.cadillac.com

Leases

Financing Offers

  • 0.9% financing for up to 72 months with a cash allowance of up to $500

Chevrolet

2021 Chevrolet Camaro - chevrolet.com
2021 Chevrolet Camaro - chevrolet.com

Leases

Financing Offers

  • 0% financing for up to 72 months on the Trax, Equinox, Blazer, and Traverse

Cash Back and Loyalty Rewards

  • Up to $3,000 in cash back and allowances on select models

Chrysler

2021 Chrysler Pacifica Hybrid - chrysler.com
2021 Chrysler Pacifica Hybrid - chrysler.com

Leases

Financing Offers

  • 0% financing for up to 72 months on the 2021 300
  • 0% financing for up to 36 months on the 2021 Voyager

Dodge

2021 Ram 1500 - ramtrucks.com
2021 Ram 1500 - ramtrucks.com

Leases

Financing Offers

  • 0% financing for up to 72 months on select 2021 Dodge models

Cash Back and Loyalty Rewards

  • $1,500 cash allowance on the Charger and Challenger
  • $3,200 cash allowance on the 2021 Durango
  • Up to $6,050 on select 2021 Ram 1500 models

Ford

2021 Ford Ranger - ford.com
2021 Ford Ranger - ford.com

Leases

Financing Offers

  • 1.9% for up to 60 months on the Explorer
  • 0% for up to 72 months on most F-150s

Cash Back and Loyalty Rewards

Genesis

2021 Genesis G90 - media.genesis.com
2021 Genesis G90 - media.genesis.com

Leases

  • 2021 Genesis G80 – Starting at $509/mo for 36 months with $4,999 due at signing
  • 2021 Genesis GV80 – Starting at $629/mo for 36 months with $5,999 due at signing
  • 2021 Genesis G90 – Starting at $749/mo for 36 months with $3,279 due at signing
  • 2022 Genesis G70 – Starting at $439/mo for 36 months with $3,699 due at signing

Financing Offers

  • 0% financing for 60 months on the G80 and 72 months on the 2021 G90
  • 1.9% financing for 60 months on the 2022 G70
  • 2.5% financing for 72 months on the 2022 G70

Honda

2022 Honda Civic - automobiles.honda.com
2022 Honda Civic - automobiles.honda.com

Leases

  • 2021 Honda Pilot – Starting at $309/mo for 39 months with $3,999 due at signing
  • 2022 Honda Civic – Starting at $209/mo for 36 months with $2,799 due at signing

Financing Offers

  • 1.9% financing on most Hondas for up to 60 months

Cash Back and Loyalty Rewards

Hyundai

2022 Hyundai Tucson - hyundaiusa.com
2022 Hyundai Tucson - hyundaiusa.com

Leases

  • 2021 Hyundai Elantra – Starting at $169/mo for 36 months with $2,899 due at signing
  • 2022 Hyundai Elantra – Starting at $269/mo for 36 months with $2,899 due at signing
  • 2021 Hyundai Sonata – Starting at $169/mo for 36 months with $2,899 due at signing
  • 2021 Hyundai Tucson – Starting at $189/mo for 36 months with $2,699 due at signing
  • 2022 Hyundai Tucson – Starting at $209/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai Kona – Starting at $189/mo for 36 months with $2,299 due at signing
  • 2022 Hyundai Kona – Starting at $189/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai Kona Electric – Starting at $199/mo for 36 months with $1,999 due at signing
  • 2022 Hyundai Kona Electric – Starting at $259/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai Santa Fe – Starting at $209/mo for 36 months with $3,599 due at signing
  • 2022 Hyundai Santa Fe – Starting at $219/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai Palisade – Starting at $379/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai IONIQ – Starting at $189/mo for 36 months with $1,999 due at signing
  • 2022 Hyundai Nexo Fuel Cell – Starting at $379/mo for 36 months with $2,499 due at signing
  • 2022 Hyundai Santa Cruz – Starting at $269/mo for 36 months with $3,599 due at signing
  • 2021 Hyundai Venue – Starting at $159/mo for 36 months with $2,399 due at signing
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Chevrolet Camaro Through the Years

Financing Offers

  • 0% financing for 60 months (72 months on the Nexo Fuel Cell) on the 2021 Elantra, Sonata, IONIQ, and Kona
  • 0.9% financing for 60 months on the 2021 Accent, Santa Fe, Venue, and 2022 Elantra
  • 1.9% financing for 60 months on select 2022 models

Jeep

2021 Jeep Renegade - jeep.com
2021 Jeep Renegade - jeep.com

Leases

Financing Offers

  • 0% for up to 48 months on the Grand Cherokee and Renegade
  • 2.9% for up to 60 months on the Wrangler
  • 3.08% for up to 60 months on the Cherokee and Compass

Cash Back and Loyalty Rewards

  • $1,750 loyalty bonus on select Compass and Cherokee models
  • $2,250 cash back on select Renegade models
  • $3,750 cash back on select Grand Cherokee models

Kia

2021 Kia Niro - kiamedia.com
2021 Kia Niro - kiamedia.com

Leases

  • 2021 and 2022 Kia Seltos – Starting at $199/mo for 36 months with $2,999 due at signing
  • 2021 Kia Soul – Starting at $189/mo for 36 months with $2,799 due at signing
  • 2022 Kia Sportage – Starting at $179/mo for 36 months with $3,635 due at signing
  • 2022 Kia Telluride – Starting at $339/mo for 36 months with $3,499 due at signing
  • 2022 Kia Carnival – Starting at $319/mo for 36 months with $3,499 due at signing
  • 2022 Kia K5 – Starting at $199/mo for 36 months with $3,671 due at signing
  • 2022 Kia Stinger – Starting at $319/mo for 36 months with $3,999 due at signing
  • 2021 Kia Niro – Starting at $159/mo for 36 months with $3,681 due at signing
  • 2021 Kia Sorrento – Starting at $259/mo for 36 months with $3,499 due at signing
  • 2021 Kia Forte – Starting at $169/mo for 36 months with $2,799 due at signing

Financing Offers

  • 0-1.9% for 60 months on most Kia models

Cash Back and Loyalty Rewards

  • Up to $1,500 cash back on select 2021 and 2022

Lexus

2021 Lexus NX - pressroom.lexus.com
2021 Lexus NX - pressroom.lexus.com

Leases

  • 2021 Lexus IS – Starting at $359/mo for 36 months with $3,199 due at signing
  • 2021 Lexus ES – Starting at $349/mo for 36 months with $3,799 due at signing
  • 2021 Lexus LS – Starting at $839/mo for 36 months with $3,999 due at signing
  • 2021 Lexus UX – Starting at $329/mo for 36 months with $2,699 due at signing
  • 2021 Lexus NX – Starting at $359/mo for 36 months with $2,299 due at signing
  • 2021 Lexus RX – Starting at $439/mo for 36 months with $3,999 due at signing
  • 2021 Lexus GX – Starting at $569/mo for 36 months with $4,999 due at signing
  • 2021 Lexus RC – Starting at $459/mo for 36 months with $3,999 due at signing

Financing Offers

  • 0.9% for up to 60 months on most Lexus models

Cash Back and Loyalty Rewards

  • Up to $3,000 on select Lexus models

Lincoln

2021 Lincoln Corsair - lincoln.com
2021 Lincoln Corsair - lincoln.com

Leases

  • 2021 Lincoln Corsair – Starting at $436/mo for 36 months with $4,106 due at signing
  • 2021 Lincoln Nautilus – Starting at $500/mo for 36 months with $4,801 due at signing
  • 2021 Lincoln Aviator – Starting at $681/mo for 36 months with $5,877 due at signing
  • 2022 Lincoln Aviator – Starting at $712/mo for 36 months with $5,898 due at signing

Financing Offers

  • 3.9% for up to 60 months on the Corsair
  • 1.9% for up to 60 months on the Nautilus
  • 3.9% for up to 60 months on the 2021 Aviator

Cash Back and Loyalty Rewards

  • $2,000 cash back on the Corsair
  • $1,000 cash back on the 2021 Aviator

Mazda

2021 Mazda6 - news.mazdausa.com
2021 Mazda6 - news.mazdausa.com

Leases

  • 2021 Mazda3 – Starting at $219/mo for 36 months with $2,499 due at signing
  • 2021 Mazda6 – Starting at $269/mo for 36 months with $2,499 due at signing
  • 2021 Mazda CX-5 – Starting at $249/mo for 36 months with $2,999 due at signing
  • 2021 Mazda CX-9 – Starting at $299/mo for 36 months with $2,999 due at signing
  • 2021 Mazda CX-30 – Starting at $209/mo for 36 months with $2,999 due at signing

Financing Offers

Cash Back and Loyalty Rewards

  • $750 loyalty reward on most 2021 Mazda models
  • $500 cash reward on the Mazda3 hatchback and Mazda 6 sedan
  • $750 cash reward on the CX-9
  • $1,000 cash reward on the CX-3

Mercedes-Benz

2021 Mercedes-Benz A-Class - mbusa.com
2021 Mercedes-Benz A-Class - mbusa.com

Leases

Financing Offers

  • 2.99% financing for 24-36 months on select 2021 Mercedes models

Mitsubishi

2021 Mitsubishi Mirage - media.mitsubishicars.com
2021 Mitsubishi Mirage - media.mitsubishicars.com

Leases

Financing Offers

  • 1.9% for 60 months on the 2022 Mirage and Outlander
  • 2.9% for 60 months on the 2022 Eclipse

Cash Back and Loyalty Rewards

  • $500 loyalty or up to $500 in cash rebates on the 2021 Mirage
  • $750 loyalty/$1,000 factory rebate on the 2022 Eclipse
  • Up to $1,250 in loyalty and conquest bonuses for the 2022 Outlander

Nissan

2022 Nissan Frontier - nissanusa.com
2022 Nissan Frontier - nissanusa.com

Leases

  • 2021 Nissan Sentra – Starting at $209/mo for 36 months with $2,929 due at signing
  • 2021 Nissan Altima – Starting at $239/mo for 36 months with $3,139 due at signing
  • 2021 Nissan Maxima – Starting at $339/mo for 36 months with $4,259 due at signing
  • 2021 Nissan Leaf – Starting at $199/mo for 36 months with $1,149 due at signing
  • 2022 Nissan Leaf – Starting at $229/mo for 36 months with $1,449 due at signing
  • 2021 Nissan Rogue – Starting at $219/mo for 36 months with $3,949 due at signing
  • 2021 Nissan Murano – Starting at $289/mo for 36 months with $3,279 due at signing
  • 2022 Nissan Pathfinder – Starting at $319/mo for 36 months with $4,659 due at signing
  • 2021 Nissan Armada – Starting at $714/mo for 36 months with $714 due at signing
  • 2022 Nissan Armada – Starting at $757/mo for 36 months with $757 due at signing
  • 2021 Nissan Frontier – Starting at $279/mo for 36 months with $3,529 due at signing
  • 2022 Nissan Frontier – Starting at $309/mo for 36 months with $3,879 due at signing
  • 2021 Nissan Titan – Starting at $399/mo for 36 months with $4,499 due at signing

Financing Offers

  • 0% financing on most 2021 and select 2022 models for 36 to 60 months

Cash Back and Loyalty Rewards

  • Up to $1,500 in cash and loyalty bonuses on the 2021 Altima
  • $1,000 cash back on the 2021 Maxima
  • Up to $7,500 on the 2021 and $3,00 on the 2022 Leaf
  • Up to $1,000 cash back on the 2021 Rogue
  • Up to $3,500 on the 2021 Murano
  • Up to $1,000 in cash and loyalty rewards on the 2022 Pathfinder
  • $1,500 loyalty cash on the 2021 and 2022 Armada
  • Up to $5,262 in savings on the 2021 Titan

Subaru

2022 Subaru Legacy - subaru.com
2022 Subaru Legacy - subaru.com

Leases

  • 2021 Subaru Legacy – Starting at $199/mo for 36 months with $2,879 due at signing
  • 2022 Subaru Legacy – Starting at $215/mo for 36 months with $2,899 due at signing
  • 2021 Subaru Ascent – Starting at $279/mo for 36 months with $3,179 due at signing
  • 2022 Subaru Ascent – Starting at $319/mo for 36 months with $3,219 due at signing
  • 2021 Subaru Outback – Starting at $249/mo for 36 months with $2,499 due at signing
  • 2022 Subaru Outback – Starting at $265/mo for 36 months with $2,899 due at signing
  • 2021 Subaru Forester – Starting at $239/mo for 36 months with $2,499 due at signing
  • 2021 Subaru Impreza – Starting at $199/mo for 36 months with $1,999 due at signing
  • 2022 Subaru Impreza – Starting at $215/mo for 36 months with $2,015 due at signing
  • 2021 Subaru Crosstrek – Starting at $229/mo for 36 months with $2,429 due at signing
  • 2021 Subaru WRX – Starting at $325/mo for 36 months with $1,965 due at signing

Financing Offers

  • 0% financing on the 2021 Legacy, Outback, and Impreza
  • 9% financing on the 2021 Ascent, Forester, and Crosstrek
  • 1.9% financing on the 2022 Legacy, Ascent, Outback, and Impreza
  • 2.49% on the 2021 WRX

Tesla

Tesla Model X - tesla.com
Tesla Model X - tesla.com

Leases

  • Tesla Model 3 – Starting at $389/mo for 36 months with $5,584 due at signing
  • Tesla Model Y – Starting at $525/mo for 36 months with $5,720 due at signing
  • Tesla Model S – Starting at $999/mo for 36 months with $9,194 due at signing
  • Tesla Model X – Starting at $1,099/mo for 36 months with $9,294 due at signing

Financing Offers

  • 2.49% for up to 72 months on all Tesla models

Toyota

2021 Toyota GR Supra - pressroom.toyota.com
2021 Toyota GR Supra - pressroom.toyota.com

Leases

Financing Offers

  • 0% financing for up to 60 months on the 2021 Avalon and C-HR
  • 1.9% financing for up to 60 months on the 2021 Prius and Corolla
  • 2.49% financing for up to 72 months on the 2021 Camry, Highlander, RAV4, Sienna, and 2022 Prius
  • 2.99% financing for up to 60 months on the 2022 Corolla

Cash Back and Loyalty Rewards

  • $500 cash back on the 2022 Camry, 2022 Corolla, and 2021 Sienna
  • $750 cash back on the 2021 C-HR, 2021 Camry, 2021 Highlander, and 2021 RAV4
  • $1,000 cash back on the 2021 Camry hybrid and 2021 Corolla
  • Up to $1,500 cash back on the 2021 Prius
  • Up to $2,500 cash back on the 2021 Avalon

Volkswagen

2022 Volkswagen Taos - media.vw.com
2022 Volkswagen Taos - media.vw.com

Leases

Financing Offers

  • 0% financing for 36 months on most 2021 models
  • 0% financing for 60 months on the 2021 Passat
  • 0% financing for 72 months on the 2021 Arteon
  • 1.9% financing for 60 months on the 2022 Passat

Volvo

2022 Volvo XC60 - media.volvocars.com
2022 Volvo XC60 - media.volvocars.com

Leases

  • 2022 Volvo XC90 – Starting at $625/mo for 36 months with $5,025 due at signing
  • 2022 Volvo XC60 – Starting at $495/mo for 36 months with $4,245 due at signing
  • 2022 Volvo XC40 – Starting at $439/mo for 36 months with $3,939 due at signing
  • 2021 Volvo S60 – Starting at $369/mo for 36 months with $3,669 due at signing

Financing Offers

  • 1.99% for up to 60 months

Cash Back and Loyalty Rewards

  • Up to $1,000 loyalty bonus for the XC40/60/90
  • Up to $1,750 in loyalty and cash bonuses for the S60

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Andrew Pecquex

Andrew’s interest in cars began the day he obtained his driver’s license. He is an avid motorsports enthusiast with a passion for ‘80s and ‘90s vehicles. Over the years, he has owned a few Camaros, RX-7’s, and Volvo turbo wagons. As a weekend track warrior, Andrew has competed in numerous Auto-X and quarter-mile events. When he is not at the track or turning wrenches on his own cars, he can be found on his mountain bike carving up the local trails.

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