January 2025 New Car Incentives

0% APR Financing Across Major Brands

A lot of the vehicles below come with a 0% annual financing rate this January. Some of the automakers – including Ford, Kia, and Volvo – even threw in bonus cash or deferred payments.

• 2026 Buick Encore GX – 0.9% APR plus a $2,250 purchase allowance for current eligible non-GM owners/lessees.
• 2026 Buick Envista – 0.9% APR plus a $250 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2025 Buick Envista – 0.9% APR plus a $250 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2026 Buick Envision – 0.9% APR plus a $1,000 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2025 Buick Envision – 0.9% APR plus a $1,000 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2026 Buick Enclave – 0.9% APR plus a $2,000 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2025 Buick Enclave – 0.9% APR plus a $2,000 purchase allowance for current eligible non-GM owners/lessees and no monthly payments for 120 days.
• 2025 Chevrolet Blazer EV – 0% APR for 60 months.
• 2025 Dodge Charger – 0% APR for 72 months.
• 2025 Ford Mustang Mach-E – 0% APR for 72 months plus $2,000 bonus cash.
• 2026 Honda Prologue – 0.99% APR for 24-60 months.
• 2025 Honda Ridgeline – 0.99% APR for 24 to 60 months or 1.99% APR for 61 to 72 months.
• 2025 Hyundai Kona Electric – 0.99% APR for up to 48 months.
• 2026 Hyundai Santa Fe – 0.99% APR for up to 60 months.
• 2026 Hyundai Santa Fe Hybrid – 0.99% APR for up to 60 months.
• 2026 Hyundai Tucson – 0.99% APR for up to 60 months.
• 2026 Hyundai Tucson – 0% APR for up to 60 months.
• 2026 Infiniti QX80 – 0.0% APR for 36 months.
• 2025 Infiniti QX55 – 0.0% APR for 36 months.
• 2025 Infiniti QX50 – 0.0% APR for 36 months.
• 2026 Infiniti QX60 – 0.9% APR for 36 momths.
• 2025 Kia EV6 – 0% APR for 72 months plus $3,500 APR Bonus Cash.
• 2026 Kia EV9 – 0% APR for 60 months with $3,500 APR Bonus Cash.
• 2025 Kia Niro – 0% APR for 60 months.
• 2025 Kia Niro EV – 0% APR for 72 months plus $3,500 APR Bonus Cash.
• 2025 Kia Niro Plug-in Hybrid – 0% APR for 60 months.
• 2026 Kia Sorento – 0% APR for up to 48 months.
• 2025 Kia Sorento – 0% APR for up to 60 months.
• 2026 Kia Sorento Hybrid – 0% APR for up to 48 months.
• 2025 Kia Sorento Hybrid – 0% APR for up to 60 months.
• 2026 Kia Sorento Plug-in Hybrid – 0% APR for up to 48 months.
• 2025 Kia Sorento Plug-in Hybrid – 0% APR for up to 60 months.
• 2026 Kia Sportage – 0.90% APR for 48 months.
• 2026 Kia Sportage Hybrid – 0.90% APR for 48 months.
• 2026 Kia Sportage Plug-in Hybrid – 0% APR for 48 months.
• 2025 Kia Sportage Plug-in Hybrid – 0% APR for 60 months.
• 2025 Kia Telluride – 0% APR for up to 48 months.
• 2025 Nissan Murano – 0.0% APR for 60 months.
• 2025 Nissan Pathfinder – 0.0% APR for 60 months.
• 2026 Nissan Rogue – 0.0% APR for 60 months.
• 2026 Nissan Solterra – 0% APR for 72 months.
• 2026 Subaru Forester – 0.9% APR for 36 months.
• 2025 Subaru Forester – 0% APR for 36 months.
• 2025 Subaru Outback – 0% APR for 36 months.
• 2025 Subaru WRX Premium – 0% APR for 72 months.
• 2025 Toyota Tundra – 0% APR for 60 months.
• 2026 Volvo EX30 – 0.99% APR for up to 36 months and a $2,000 VCFS Promo APR Allowance, or up to $4,000 in Allowances.
• 2025 Volvo EX90 – 0% APR for up to 72 months or up to $7,500 in Allowances.
• 2026 Volvo XC40 – 0.99% APR for up to 36 months and a $2,500 VCFS Promo APR Allowance, or up to $4,500 in Allowances.
• 2026 Volvo XC60 – 0.99% APR for up to 36 months or up to $2,000 in Allowances.
• 2026 Volvo XC60 Plug-in Hybrid – 0.99% APR for up to 36 months or up to $2,000 in Allowances.
• 2026 Volvo XC90 – 0.99% APR for up to 36 months or up to $2,000 in Allowances.

0% APR is great, but it’s not the only option. These low-rate deals can still save a lot of money in the long run.

• 2026 Chevrolet Blazer – 1.9% APR for 36 months.
• 2026 Chevrolet Colorado – 3.9% APR for 60 months plus 90 days of no monthly payments and a $2,000 cash allowance for current competitive owners.
• 2025 Chevrolet Equinox – 1.9% APR for 36 months.
• 2026 Chevrolet Silverado 1500 – 1.9% APR for 36 months.
• 2025 Chevrolet Silverado 1500 – 1.9% APR for 36 months 90 days of no monthly payments.
• 2025 Ford Explorer – 2.9% APR for 60 months plus $1,500 bonus cash.
• 2025 Ford F-150 – 2.9% APR for 60 months plus $3,250 bonus cash.
• 2026 Honda CR-V – 3.99% APR for 24 to 36 months or 4.99% APR 37 to 60 months.
• 2025 Subaru Ascent – 1.9% APR for 72 months.
• 2026 Subaru Crosstrek – 2.9% APR for 36 months.
• 2025 Subaru Crosstrek – 1.9% APR for 72 months.
• 2026 Toyota Tacoma – 2.99% APR for 48 months.
• 2026 Toyota Tundra – 2.99% APR for 72 months plus $1,000 TFS Finance Subvention Cash.
• 2026 Volkswagen ID.4 – 1.9% APR for 60 months or a $3,000 Customer Bonus.
• 2026 Volkswagen Tiguan – 3.9% APR for 60 months or $1,000 Customer Bonus.

Where January Lease Deals Stand Right Now

This month, leases hit every segment, including sedans, SUVs, trucks, and EVs. There are lots of low payment options on everyday vehicles. Just go into your sale knowing that terms do vary by brand.

• 2026 Alfa Romeo Tonale – $432/month for 39 months with $4,999 due at lease signing. No security deposit required.
• 2026 Buick Envista – $239/month for 24 months with $3,729 due at signing. No security deposit required.
• 2025 Chevrolet Blazer EV – $289/month for 24 months for GM employees and eligible family members who are eligible current lessees. $8,959 due at signing. No security deposit required.
• 2026 Chevrolet Colorado – $349/month for 24 months for GM employees and eligible family members who are eligible current lessees. $3,129 due at signing. No security deposit required.
• 2026 Chevrolet Silverado 1500 – $329/month for 24 months for GM employees and eligible family members who are eligible current lessees. $1,259 due at signing. No security deposit required.
• 2026 Chevrolet Trailblazer – $249/month for 36 months for GM employees and eligible family members who are eligible current lessees. $709 due at signing. No security deposit required.
• 2025 Chevrolet Trax – $289/month for 24 months for GM employees and eligible family members who are eligible current lessees. $1,899 due at signing. No security deposit required.
• 2026 Chrysler Pacifica – $389/month for 39 months with $3,989 due at signing. No security deposit required.
• 2026 Dodge Durango – $492/month for 39 months with $3,999 due at signing. No security deposit required.
• 2025 Ford Bronco – $379/month for 36 months with $5,249 due at signing. No security deposit required.
• 2025 Ford Bronco Sport – $249/month for 36 months with $3,679 due at signing. No security deposit required.
• 2025 Ford Escape – $269/month for 36 months with $3,449 due at signing. No security deposit required.
• 2025 Ford F-150 – $379/month for 36 months with $6,299 due at signing. No security deposit required.
• 2025 Ford Mustang – $399/month for 36 months with $399 due at signing. No security deposit required.
• 2025 Ford Ranger – $339/month for 36 months with $4,419 due at signing. No security deposit required.
• 2025 Honda Accord – $209/month for 36 months with $3,999 due at signing.
• 2026 Honda Civic – $219/month for 36 months with $3,599 due at signing.
• 2026 Honda CR-V – $269/month for 39 months with $4,199 due at signing.
• 2026 Hyundai Kona Electric – $349/month for 36 months with $3,999 due at signing.
• 2025 Hyundai Sonata – $259/month for 36 months with $3,499 due at signing.
• 2026 Hyundai Tucson Plug-In Hybrid – $329/month for 36 months with $3,999 due at signing.
• 2026 Nissan Rogue – $279/month for 39 months with $4,089 due at signing.
• 2025 Subaru BRZ – $355/month for 36 months with $2,954 due at signing. No security deposit required.
• 2026 Subaru Forester – $269/month lease for 36 months with $4,268 due at signing. No security deposit required.
• 2025 Subaru Outback – $325/month for 36 months with $5,170 due at signing. No security deposit required.
• 2026 Subaru Solterra – $339/month for 36 months with $2,839 due at signing. No security deposit required.
• 2026 Toyota Camry – $299/month for 39 months with $2,999 due at signing.
• 2026 Toyota Tacoma – $299/month for 39 months with $4,049 due at signing.
• 2026 Volkswagen Tiguan – $289/month for 36 months with $3,999 due at signing. No security deposit required.

Extra Incentives That Change the Math

We already told you about Volvo ending the station wagon in 2026, but there are some Volvo incentives worth mentioning, too. Beyond the extra savings listed below, Volvo has a $7,500 EV Lease Allowance that’s available on select new models. Secondly, there’s a Costco-member incentive of $1,000 to $2,000 on the purchase or lease of select new electric Volvo SUVs. That offer can be combined with other Volvo offers, too.

• 2025 Chevrolet Corvette Stringray – $4,000 Loyalty Cash for current eligible Corvette and Camaro owners.
• 2026 Chevrolet Equinox EV – $5,000 Customer Cash.
• 2025 Chevrolet Equinox EV – $5,000 Customer Cash.
• 2025 Chevrolet Silverado 2500 – $1,000 Customer Cash.
• 2026 Chevrolet Traverse – $1,250 Costco Executive Member Incentive or Costco Non-Executive Member Incentive of $1,000 toward the purchase or lease.
• 2026 Chrysler Voyager – $2,750 in Total Bonus Cash Allowance.
• 2025 Dodge Charger – $7,750 in Bonus Cash Allowance.
• 2026 Dodge Durango – $2,250 in Total Bonus Cash Allowance on select vehicles when equipped with V6 Engine.
• 2025 Dodge Durango – $2,250 in Bonus Cash Allowance.
• 2025 Dodge Hornet – $6,250 in Bonus Cash Allowance.
• 2025 Ford Escape – $4,000 Cash Back.
• 2025 Ford Maverick – $1,500 Cash Back.
• 2025 Ford Ranger – $2,000 Cash Back plus a $1,000 Trade Assist.
• 2025 Honda Prologue – $4,000 Honda Loyalty/Conquest Offer toward the lease or finance of a new 2025 Prologue.
  Available to current owners of any 2010 or newer Honda, Chevrolet, Ford, Hyundai, Jeep, Kia, Mazda, Nissan, Subaru, Tesla, Toyota and Volkswagen vehicles.
• 2025 Honda Prologue – $10,000 Sales Credit towards the lease or purchase of a new 2025 Prologue but cannot be provided directly to the customer as cash or a rebate.
• 2025 Hyundai Tucson – up to $3,000 Total Savings.
• 2025 Infiniti QX50 – a $6,500 Retail Bonus.
• 2025 Infiniti QX55 – a $6,500 Retail Bonus.
• 2026 Infiniti QX60 – a $6,000 Retail Bonus.
• 2026 Infiniti QX80 – a $9,000 Retail Bonus.
• 2025 Kia EV6 – $10,000 Customer Cash
• 2026 Kia EV9 – $10,000 Customer Cash
• 2025 Kia Niro EV – $10,000 Customer Cash
• 2026 Nissan Murano – $4,000 in Customer Cash.
• 2025 Nissan Murano – $5,000 in Customer Cash.
• 2025 Nissan Pathfinder – $5,000 in Customer Cash.
• 2026 Nissan Rogue – $3,500 in Customer Cash.
• 2025 Nissan Z – $2,500 in Customer Cash.
• 2025 Toyota Tundra – $5,000 in Customer Cash.
• 2025 Volkswagen ID.4 – a $7,500 Customer Bonus
• 2025 Volkswagen Taos – a $3,500 Customer Bonus.
• 2025 Volkswagen Tiguan – a $3,000 Customer Bonus.

Don’t forget the Ford For America tax deduction—up to $10,000 when you finance a new Ford made in the U.S. It’s been around for months and is still rolling through 2026.

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