July 2026 New Car Incentives

July’s Top Financing Offers

It’s another aggressive month – with automakers still rolling out widespread 0% APR promotions on everything from full-size trucks to family SUVs to luxury models. Buyers can get interest-free financing for as long as 72 months, depending on the vehicle. There’s a full section on extra incentives below, but some of these 0% offers also add bonus cash, loyalty offers, and more to the mix.

• 2026 Buick Envista – 0.9% APR for well-qualified buyers plus $1,000 purchase allowance and 90-day payment deferral.
• 2026 Chevrolet Silverado 1500 – 0% APR for 60 months or 0.9% APR for 36 months plus 90-day payment deferral.
• 2025 Chevrolet Blazer EV – 0% APR for 60 months.
• 2026 Chevrolet Equinox – 0% APR for 36 months.
• 2026 Dodge Durango – 0% APR for 36 months.
• 2026 Ford Bronco – 0% APR for 36 months plus 90-day payment deferral and $1,000 bonus cash.
• 2026 Ford Explorer – 0% APR for 36 months plus 90-day payment deferral and $1,000 bonus cash.
• 2026 Ford F-150 – 0% APR for 36 months plus 90-day payment deferral and $1,000 bonus cash.
• 2026 Ford Mustang – 0% APR for 36 months plus 90-day payment deferral and $1,000 bonus cash.
• 2025 Ford Mustang Mach-E – 0% APR for 72 months.
• 2026 GMC Sierra 1500 – 0% APR for well-qualified buyers plus employee pricing and finance savings.
• 2025 GMC Hummer EV Pickup / SUV – 0% APR for well-qualified buyers.
• 2026 Hyundai Tucson – 0% APR for up to 60 months plus 90-day payment deferral.
• 2026 Hyundai Santa Fe – 0% APR for up to 60 months plus $1,500 bonus cash and 90-day payment deferral.
• 2026 Hyundai IONIQ 5 – 0% APR for up to 72 months plus $1,000 bonus cash and 90-day payment deferral.
• 2026 Infiniti QX80 – 0.0% APR for 60 months plus $3,000 bonus cash.
• 2026 Infiniti QX60 – 0.0% APR for 60 months plus $1,000 bonus cash.
• 2026 Kia Sportage – 0% APR for 48 months.
• 2026 Kia EV6 – 0% APR for 60 months.
• 2026 Kia EV9 – 0% APR for 60 months plus $5,000 APR bonus cash.
• 2026 Mazda CX-50 – 0% APR for up to 36 months plus 90-day payment deferral.
• 2026 Mazda CX-90 – 0% APR for up to 36 months plus 90-day payment deferral.
• 2026 Nissan Rogue – 0.0% APR for 60 months plus $1,000 loyalty cash.
• 2026 Nissan Frontier – 0.0% APR for 60 months.
• 2026 Subaru Trailseeker – 0% APR for 72 months.
• 2026 Subaru Solterra – 0% APR for 48 months.
• 2026 Toyota bZ / bZ Woodland – 0% APR for 72 months.
• 2026 Volvo XC60 – 1.99% APR for up to 72 months.

Affordable Leases on Popular Models

Some of the strongest incentives this month are showing up in lease programs, where monthly payments start just above $200 on select models. Compact SUVs – like the Nissan Rogue and eternal favorite Toyota RAV4 – continue to dominate the value conversation, but there are also competitive offers on trucks, hybrids, electric vehicles, and family SUVs. Here are some of the leases that are $250 and under:

• 2026 Buick Envista – $219/month for 24 months with $4,389 due at signing.
• 2026 Chevrolet Equinox – $249–$279/month for 36 months with $3,169–$3,259 due at signing.
• 2026 Hyundai Elantra – $209–$229/month for 36 months with $3,499 due at signing.
• 2026 Kia K4 – $239–$259/month for 24–36 months with $3,499 due at signing.
• 2026 Toyota Corolla – $249/month for 36 months with $2,149 due at signing.

Additional lease offers still within budget include:

• 2026 Chevrolet Colorado – $299/month for 24 months with $2,009 due at signing.
• 2026 Ford F-150 – $389/month for 36 months with about $999 due at signing.
• 2026 GMC Sierra 1500 – $299/month for 24 months with $4,549 due at signing.
• 2026 Hyundai IONIQ 5 – $279/month for 24 months with $3,999 due at signing.
• 2026 Hyundai Santa Fe – $349/month for 36 months with $3,999 due at signing.
• 2026 Hyundai Tucson – $269/month for 36 months with $3,999 due at signing.
• 2026 Jeep Compass Limited 4×4 – $319/month for 39 months with $3,999 due at signing.
• 2026 Nissan Rogue – $279/month for 36 months with $4,399 due at signing.
• 2027 Kia Carnival – $419/month for 24–36 months with $3,999 due at signing.
• 2027 Kia Seltos – $259/month for 24–36 months with $3,799 due at signing.
• 2026 Toyota RAV4 – $329/month for 36 months with $3,239 due at signing.
• 2026 Toyota Tacoma – $299/month for 36 months with $4,409 due at signing.
• 2026 Subaru Forester – $279/month lease.

Explore More Ways to Save

Financing and lease offers aren’t the only way to save this month. Many automakers are also offering loyalty bonuses, conquest incentives, employee pricing, and other promotions that can trim thousands off the purchase price. Electric vehicles continue to lead the way with some of the largest discounts, but you’ll also find savings on trucks, SUVs, and family vehicles.

• 2026 Acura MDX – $2,500 lease or finance credit.
• 2025 Chevrolet Silverado EV – $4,000 customer cash.
• 2025 Chevrolet Blazer EV – $3,500 customer cash.
• 2026 Ford Explorer – $4,000 customer cash.
• 2025 Ford Mustang Mach-E – $4,000 customer cash.
• 2026 GMC Canyon – $3,000 purchase allowance.
• 2026 GMC Sierra 1500 – significant employee pricing savings plus finance incentives.
• 2026 GMC Sierra 2500HD – $2,000 purchase allowance.
• 2026 Hyundai IONIQ 5 – up to $7,000 total savings.
• 2025 Hyundai IONIQ 6 – up to $7,500 total savings.
• 2026 Hyundai IONIQ 9 – up to $10,000 total savings.
• 2026 Hyundai Santa Fe – up to $3,000 total savings.
• 2026 Infiniti QX60 – up to $5,000–$6,000 retail bonus plus $1,000 bonus cash.
• 2026 Infiniti QX80 – up to $10,000 retail bonus plus $3,000 bonus cash.
• 2026 Jeep Grand Cherokee – $4,500 total bonus cash allowance.
• 2026 Jeep Wrangler – $5,500 total bonus cash allowance.
• 2025 Jeep Wagoneer S – $8,250 total bonus cash allowance.
• 2026 Kia Niro EV – $10,000 customer cash.
• 2026 Kia EV9 – $10,000 customer cash.
• 2026 Kia EV6 – $3,000 customer cash.
• 2026 Mazda CX-70 Plug-in Hybrid – $5,000 customer cash.
• 2026 Mazda CX-90 Plug-in Hybrid – $5,000 customer cash.
• 2026 Nissan Rogue – $4,500 customer cash plus $1,000 loyalty cash.
• 2026 Nissan Murano – $5,000 customer cash plus $1,000 loyalty cash.
• 2026 Nissan Frontier – up to $5,750 total savings.
• 2026 Ram 1500 – up to 15% below MSRP.
• 2026 Toyota bZ – $4,000 lease cash.

Special Sales Events

Many automakers are also currently offering payment deferrals, membership discounts, employee pricing programs, and special sales events. Take a look:

• Chevrolet Costco Member Program – Up to $1,250 bonus for eligible Costco members on select models.
• Ford Summer Sales Event – Features Truck Month pricing, employee pricing programs, and other limited-time offers.
• GM Payment Deferral – No monthly payments for up to 130 days on select models.
• GMC Truck Month – Promotional event featuring low APR financing, bonus cash, and deferred payments across the truck lineup.
• Volkswagen Driver Days – National sales event featuring bonus cash or low APR financing on select models.

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