0% APR Car Deals This October
or Trick or treat? These automakers chose 'treat' with dozens of 0% APR financing deals in October! There are even some 2025 models available.
0% APR is Back in Play
We’ve seen automakers offering some low annual percentage rates for a while now. This summer several of the rates were 0%. That changed late this summer when some of those bargains expired. 0% APR car deals are back in October, though! There are so many new cars for sale at 0% that it couldn’t all be covered in our October new incentives blog article. So, here’s a complete list and thorough look at which automakers are offering 0% APR and on which models.
Chevrolet 0% APR Car Deals
Starting in alphabetical order here, Chevrolet has two vehicles available at 0% APR for 36 months with no monthly payments for 90 days. Chevy says, “It’s Truck Season!” so both the 2024 Silverado 1500 and the 2024 Silverado EV are being offered at this rate right now. Whether you’re a fan of EVs or not, Chevy has a Silverado at 0% waiting for you. The fine print, of course, says that any truck-buyers who want the 0% do have to finance through General Motors Financial. That’s the case for all of the deals below that you’re about to scroll through.
The Silverado is one of the few trucks that is even offered at 0% APR, but if you still want to compare it to the competition before signing on the dotted line, good news! We already did the research for you. Take a look at our list of the Best Full-Size Trucks of 2024. Meanwhile, the EV version of the 2024 Silverado is actually one of the Longest Range Electric Vehicles on the market.
Dodge 0% APR Car Deals
Dodge doesn’t have as many models set at 0% APR as the rest of the automakers on this list. Then again, Dodge only has four models to offer in total anyway. However, the 2024 Dodge Hornet is available at 0% for 84 months. This time, well-qualified buyers will be financing through Chrysler Capital.
We mentioned this last year, but in case you missed it, the big news for the 2024 Hornet is that dodge added a performance-oriented plug-in hybrid (PHEV) powertrain. You can read more about that change and what we thought of it in our full 2024 Dodge Hornet review.
Ford 0% APR Car Deals
Ford can lock a customer into a great 0% APR deal for 60 or 72 months on the 2024 Mustang Mach-E or the 2024 Ford F-150 Lightning. It’s just the electrified vehicles set at 0% right now. However, Ford is also offering a complimentary Ford Charge Station Pro for eligible customers. That includes free home installation or a $2,000 in bonus cash.
The Mustang Mach-E doesn’t come with the charging station incentive, but it does have the longer offer. While the F-150 Lightning can be secured at 0% for 60 months, the Mach-E is 0% APR for 72 months.
Hyundai 0% APR Car Deals
Hyundai has two models sitting at 0% in October: the 2024 IONIQ 5 and the 2023 NEXO Fuel Cell Limited. While the IONIQ 5 is a 2024 model and customers can customize payment to include financing for up to 60 months at the 0% rate, Hyundai is really throwing everything at the 2023 NEXO Fuel Cell. This doesn’t just come with 0% APR for 72 months, but it also is $35,000 off! Yes, you read that correctly. It’s $35,000 off the $63,585 MSRP when financing through Hyundai Motor Finance.
Jeep 0% APR Car Deals
If you want a wider selection of 0% APR vehicles, be sure to read this section. Other than Mazda, Jeep is offering the most number of models at 0%. Both the 2024 Jeep Grand Cherokee 4xe and the 2024 Jeep Wrangler 4xe lock in that 0% financing for 72 months. Both of those hybrids also have a $7,500 retail consumer cash allowance, and qualified purchasers may be eligible for up to $3,750 in Federal income tax credits. Those are the best of the Jeep 0% offers, at least from what we can tell.
There are still plenty of other Jeep models being offered at the same rate. For example, the 2024 Grand Wagoneer, the 2024 Wagoneer, the 2024 Grand Cherokee, the 2024 Wrangler, the 2024 Gladiator, and the 2024 Jeep Compass are all set at 0%, too. The main difference is that you need to contact dealers to get full details on how many months the 0% lasts using Chrysler Capital.
Kia 0% Car Deals
You may have noticed by now that most of the carmakers are providing the 0% APR for a longer amount of time specifically on their electric vehicles. That’s true for Kia, too. The 2024 Kia EV6 and 2024 Kia EV9 0% APR deals are both good for 72 months. The 2024 Kia Niro EV is right behind it with 0% APR for 60 months. Kia doesn’t stop there, though. In October, Kia is also incentivizing shoppers with 48 months on the 2024 Sportage and 2024 Sorento.
Lexus 0% Car Deals
There’s just one Lexus model in this batch. It’s the 2024 RZ, which is available at 0% APR for 48 months. Even though the RZ 300e is the only option, Lexus doesn’t always offer 0% APR, so the luxury brand is at least in the game this month with a little extra incentive for any car shoppers. If you’re not familiar with the Lexus RZ 300e yet, it’s probably because it was just released in 2023. Built by Toyota, it’s Lexus’ battery-electric small SUV. If you’re concerned about your carbon footprint, this is one of the greenest cars we’ve found. With 0% APR, October may be the perfect time to check it out.
Mazda 0% Car Deals
OK, here’s a lengthy list. Mazda has nearly a dozen models that are 0% APR right now. They are keeping it simple with all of their 0% offers being secured for 36 months. What’s even better than that is that they’ve got 2025 models at this rate, too! Let’s start with them. The 2025 CX-50, Mazda 3 Sedan, and Mazda3 Hatchback are the first and only 2025 models in this roundup of 0% APR deals. It’s hard to beat that if you’re looking for a brand-new vehicle. These vehicles are just hitting the lots now so it’s hard to say how many of them will even be available to purchase at a 0% rate.
There are multiple 2024 Mazdas available, too. The 2024 CX-5, 2024 CX-50, 2024 Mazda3 Sedan, 2024 Mazda3 hatchback, 2024 MX-5 Miata, 2024 MX-5 Miata RF, and 2024 Mazda CX-90 PHEV are all good for 36 months at 0%. Some of these models can also be combined with bonus cash or loyalty offers, but it’s really the selection and amount of vehicles Mazda is offering that makes them stand out from the rest of the automakers in October.
Nissan 0% Car Deals
For the SUV and car drivers out there, Nissan has the 2024 Altima, 2024 Murano, and 2024 Pathfinder at 0% for 36 months with, in some cases, up to $1,000 in bonus cash and Nissan Motor Acceptance Company cash.
Remember when I said that the Chevy Silverado was one of the only trucks being offered at 0%? Well, here’s the other one. Nissan set the 2024 Titan at 0% APR for 60 months in October. Plus, they’re offering up $1,500 in loyalty cash for Nissan and Infiniti owners. It’s not just the 2024 Titan either. You can get the semi-heavy duty 2024 Titan XD with the same conditions. I should also mention that the 2024 Frontier is currently available at 0.9% APR for 60 months with $1,250 bonus cash. That’s another great option if you’re buying a truck.
Subaru 0% Car Deals
The 2024 and 2023 Subaru Solterra can both be purchased at 0% APR for 72 months. Although this isn’t a new offer from Subaru (they’ve had it available to their customers for most of the year), at 72 months, this is one of the longer-term financing deals you’ll find. Still relatively new, just released in 2023, the Solterra is Subaru’s outdoorsy mid-size SUV.
Toyota 0% Car Deals
Here’s the Toyota version of the Solterra. The badge-swapped 2024 bZ4X is also available at 0% APR for up to 72 months. Again, it’s not a new offer, but it’s not a bad one, especially with the bZ4X starting at $43,070. It’s not exactly an inexpensive vehicle, so any kind of discount is appreciated.
Volkswagen 0% Car Deals
Lastly, we’ve got Volkswagen, offering 0% APR for up to 72 months or a $5,000 customer bonus on the 2024 Volkswagen Tiguan. The 2024 Tiguan marks the last of the second-generation models. While the 2023 Tiguan made our list of the Best Compact SUVs, the 2024 version didn’t make the cut. It will be interesting to see what kind of updates Volkswagen makes with the launch of the third-generation 2025 Tiguan.
