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0% APR Car Deals This October

These October 0% APR car deals get you the best financing offers on new vehicles from all the top automakers.
2024 F-150 Lightning - ford.com
2024 F-150 Lightning - ford.com

Your Guide to October 0% APR Deals

Low annual percentage rates (APR) continue to give car buyers great financing options, and October offers plenty of new opportunities. We always look for the best leasing deals in our monthly coverage of new car incentives, but there are so many 0% offers right now that they deserve their own article. That’s why we’ve put together a complete guide on the dozens of models that can be purchased at 0% APR.

Chevrolet 0% APR Car Deals

2025 Chevrolet Silverado LTZ - chevrolet.com
2025 Chevrolet Silverado LTZ - chevrolet.com

Chevrolet is one of the automakers with the most offers, including multiple electric vehicles and a 2025 Chevy Silverado with an internal combustion engine.

  • 2025 Blazer EV – 0% APR for 60 months (plus $1,000 towards the purchase).
  • 2025 Equinox EV – 0% APR for 60 months (plus $1,000 towards the purchase).
  • 2025 Silverado 1500 – 0% APR for 36 months (plus $1,000 bonus cash)
  • 2025 Silverado EV – 0% APR for 60 months (plus $1,000 towards the purchase).

Dodge 0% APR Car Deals

2024 Dodge Hornet - dodge.com
2024 Dodge Hornet - dodge.com
  • 2024 Charger – 0% APR for 72 months
  • 2024 Hornet – 0% APR for 72 months

Ford 0% APR Car Deals

2024 F-150 Lightning - ford.com
2024 F-150 Lightning - ford.com

There’s just one model offered at 0% right now, but it’s on a vehicle Ford has been having continued success with:

  • 2025 F-150 Lightning – 0% APR for 72 months (with $1,000 bonus cash).

Monthly sales may differ a bit, but third quarter sales increased by 39.7%, or 10,005 pickups. That makes it America’s best-selling electric pickup.

GMC 0% APR Car Deals

We’ve got a couple of options here, one for the Hummer EV and one for gas-powered Sierra

  • 2025 Hummer EVs – 0% APR (limited-term)
  • 2025 Sierra 1500 – 0% APR (limited-term)

Although there’s nothing really new about the 2025 Sierra 1500, it’s a nice truck with lots of powertrains to choose from. We covered every trim level (and engine option) in our full 2025 Sierra 1500 review.

Honda 0% APR Car Deals

2025 Honda Ridgeline Hero - automobiles.honda.com

At first glance, Honda is offering just one model this month.

There’s one more option, though. Technically, it’s closer to 1% APR than 0.0% APR, but it’s still a really low financing option compared to other Honda models that get into the 3.99% and 4.99% range.

  • 2025 Ridgeline – 0.99% APR for 24 to 60 months

Hyundai 0% APR Car Deals

2025 Kia Sportage - kia.com
2025 Kia Sportage - kia.com
  • 2025 Tucson Hybrid – 0% APR for up to 60 months

For car buyers who are maybe on the fence about electric vehicles, a hybrid is a great way to get the best of both worlds. The 2025 Tucson just got a mid-cycle refresh, too.

Infiniti 0% APR Car Deals

Both of the models below bring a bit of luxury into the 0% APR range:

  • 2025 QX50 – 0% APR for 36 months
  • 2025 QX55 – 0% APR for 36 months

Jeep 0% APR Car Deals

Keeping it simple, Jeep is offering one of their best models with one of the longest term contracts of the bunch: 

Kia 0% Car Deals

2025 Kia EV6 - www.kiamedia.com
2025 Kia EV6 - www.kiamedia.com

When we mentioned dozens of 0% APR deals, we weren’t kidding. Kia alone has a dozen different offers, across any kind of engine lineup.

  • 2025 EV6 – 0% APR for 72 months (with $2,000 bonus cash)
  • 2026 EV9 – 0% APR for 60 months (with $2,000 bonus cash)
  • 2025 Niro – 0% APR for 60 months
  • 2025 Niro EV – 0% APR for 60 months
  • 2025 Niro Plug-In Hybrid – 0% APR for 60 months
  • 2025 Sorento – 0% APR for 48 months (with $1,000 bonus cash)
  • 2025 Sorento Hybrid – 0% APR for 48 months (with $500 bonus cash)
  • 2025 Sorento Plug-In Hybrid – 0% APR for 48 months (with $500 bonus cash)
  • 2025 Sportage – 0% APR for 48 months (with $500 bonus cash)
  • 2025 Sportage Hybrid – 0% APR for 48 months (with $500 bonus cash)
  • 2025 Sportage Plug-In Hybrid – 0% APR for 48 months (with $500 bonus cash)

And, there’s another technicality here. The K5 isn’t exactly at 0%, but it’s still under 1%:

  • 2025 K5 – 0.9% APR for 48 months

Mazda 0% Car Deals

2025 Mazda CX-5 - mazdausa.com
2025 Mazda CX-5 - mazdausa.com

A couple more options that just make the cut at 0.9%:

  • 2025 CX-5 – 0.9% APR for up to 60 months
  • 2025 CX-50 – 0.9% APR for up to 60 months

Nissan 0% Car Deals

2025 Nissan Murano - nissanusa.com
2025 Nissan Murano - nissanusa.com

Outside of Chevy (and, of course Kia), Nissan has the most 0% APR options. Whether it’s a compact or a mid-size crossover, electric or combustion, there are a handful of models to look at:

  • 2025 ARIYA – 0% APR for 72 months
  • 2025 Murano – 0% APR for 60 months
  • 2025 Pathfinder – 0% APR for 60 months
  • 2025 Rogue – 0% APR for 60 months

Subaru 0% Car Deals

2025 Subaru Solterra - media.subaru.com
2025 Subaru Solterra - media.subaru.com

Just one model at 0% in the Subaru lineup this month:

  • 2025 Solterra – 0% APR for 72 months

A little side note here: we mentioned the Solterra as a nice choice in our roundup of the Best Compact Cars for a Small Family.

Volkswagen 0% Car Deals

2025 Volkswagen ID.4 - vw.com
2025 Volkswagen ID.4 - vw.com

We wrap up with a choice. Volkswagen is offering 0% financing or a flat-out cash bonus.

  • 2025 ID.4 – 0% APR for 72 months or $5,000 Customer Bonus

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Jesse Batson

Jesse Batson earned his journalism degree from South Dakota State University. No stranger to newsgathering and reporting, Jesse spent 13 years in TV news. 10 of those years were spent working in Charlotte, NC, home of NASCAR. A highlight of his time there was being able to take a lap around the Charlotte Motor Speedway. His interest in vehicles, starting with Matchbox cars, a Big Wheel, and the Transformers, evolved into taking photos of motocross events. Now, he puts his research skills to use on car culture, reviews, and comparisons.

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