Get These Cars at 0% APR Right Now

Need a great rate on a new car? Several automakers have more than a dozen cars with 0% APR right now! Take a look at all the 0% APR cars in April.

A Full List of Cars at 0% APR

Interest rates trended higher in 2023, but automakers have been giving shoppers something to get excited about in 2024: 0% annual percentage rates! We noticed this a couple of months back, and now there are several manufacturers that are offering 0% when financing through certain financial institutions. More than a dozen cars, in both 2023 and 2024 model years, are included. There were actually more 0% APR options in March, but those deals ended already, so don’t wait too long to take advantage of these deals. They may not carry on into the summer.

Toyota 0% APR Cars

2024 Toyota bZ4X Exterior - toyota.com
2024 Toyota bZ4X Exterior - toyota.com

Whether buying or leasing, this is one of the best deals out there right now. Shoppers can get a 0% APR for 72 months on both the 2024 bZ4X and 2023 bZ4X. This little all-electric vehicle is a joint venture, Toyota with the bZ4X and Subaru getting the Solterra, built on an almost identical platform. The 2023 model was one we chose as the Best Electric Vehicles to buy in 2022.

We’re focusing on purchasing vehicles with the 0% APR, but Toyota is sweetening the deal for those who want to lease, too. Buyers of the 2024 bZ4X can get up to $11,500 in Toyota Financial Services Lease Cash. Those looking at the 2023 bZ4X can get up to $13,000 in Lease Cash. Back to our list of the 0% APR cars, though.

Subaru 0% APR Cars

2024 Subaru Solterra Exterior - subaru.com
2024 Subaru Solterra Exterior - subaru.com

Since the bZ4X is essentially a Solterra, it stands to reason that Subaru is offering the same deal: 0% APR for up to 72 months when financing a new 2024 or 2023 Subaru Solterra. Of course, the offer is available for well-qualified applicants only. If you’ve got good credit, vehicle insurance, and the 2023 Solterra is available at a participating dealership near you, then the offer is one to look at.

Like the 2023 bZ4X, the 2023 Solterra was brand-new to the market. With three trims, a 100,000-mile battery warranty, sharp styling, and legitimate off-roading ability, this outdoorsy EV impressed us quite a bit in our initial review of the vehicle. All three trims sit around the $50,000 mark, so those who many not normally consider this vehicle may be able to with this 0% APR offer that’s good through at least April 30.

Kia 0% APR Cars

2024 Kia EV6 Exterior - kia.com
2024 Kia EV6 Exterior - kia.com

Qualified customers can also take advantage of a number of Kia vehicles that come with 0% APR for up to 72 months. Actually, Kia is offering the most vehicles at zero interest right now. The 2024 and 2023 EV6, the 2024 and 2024 Niro EV are all available at 0%. The 2024 Kia EV9 is also available at 0% for 48 months. Also, although it’s a little higher than some others on this list, the 2023 Kia Sorento is available at 0.90% APR for 0.90% APR for 48 months.

Lexus 0% APR Cars

2023 Lexus RZ Exterior - lexus.com
2023 Lexus RZ Exterior - lexus.com

The 2023 Lexus RZ is also on the 0% APR list. It’s actually the 2023 Lexus RZ 450e to be exact. There’s no down payment and no interest on the 72 monthly payments for very well-qualified buyers financing through Lexus. This no-interest offer can look pretty appealing considering a 2023 450e starts at around $60,000.

There are details in the fine print to make note of. It’s all based on participating Lexus dealer locations. The offer is available in Alaska, Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada, Oregon, Utah, Washington, and Wyoming. The newer 2024 RZ 300e doesn’t have quite as good of an offer, but it is available with 1.9% APR financing for up to 60 months.

Mazda 0% APR Cars

2024 Mazda CX-50 Exterior - mazdausa.com
2024 Mazda CX-50 Exterior - mazdausa.com

Lexus may not have a 2024 model available with 0% APR right now, but Mazda does. Both the 2024 Mazda CX-30 and 2024 Mazda CX-50 are in the 0% club this month. Unlike some of the previously mentioned automakers, Mazda is offering 0% for up to 36 months. These offers apply to all 50 U.S. states and some of the territories, too. However, it doesn’t apply to all CX-50 and CX-30 models.

It’s just the 2.5 Turbo, Turbo Meridian Edition, Turbo Premium, or Turbo Premium Plus versions of the CX-50 that can be financed with a 0% APR. Those are the top four of the eight available trims. The manufacturer’s suggested retail price (MSRP) ranges from $38,000 on the 2.5 Turbo trim to $43,300 on the 2.5 Turbo Premium Plus. For the 2024 Mazda CX-30, the qualifying trims are the Turbo Carbon Edition, the Turbo Premium, and the Turbo Premium Plus. Not as good as 0%, but the next best thing, the 2023 Mazda MX-5 Miata and Mazda MX-5 Miata RF both have a 0.9% APR for April.

Ford 0% APR Cars

2024 Ford Escape Exterior - ford.com
2024 Ford Escape Exterior - ford.com

Not to be left out, Ford has a couple of vehicles below the 1% mark. There’s a new 2024 Ford Escape at 0% for 36 months or 0.9% for 48 months. There’s also a 2024 Ford Edge just a little higher at 0.9% for 36 or 58 months. The length of those contracts aren’t bad, but nothing compared to the 72 months that Toyota and Subaru are offering.

GMC 0% APR Cars

2024 GMC Terrain Exterior - gmc.com
2024 GMC Terrain Exterior - gmc.com

GMC doesn’t have any strictly 0% APR offers this month, but I do want to make a quick mention of the 2024 GMC Terrain. It has a 0.9% APR for 36 months on top of $1,500 Bonus Cash and no monthly payments for 90 days. It’s nice to have a few extra incentives to sweeten that deal.

Buick 0% APR Cars

2024 Buick Encore Exterior - buick.com
2024 Buick Encore Exterior - buick.com

Buick is also under the General Motors umbrella, so it’s probably no surprise that the 2024 Buick Encore has a similar offer to the one GMC is offering for a 2024 Terrain. The 2024 Encore is available at just 0.9% APR. It comes with a $750 purchase allowance (for eligible non-GM owners) and no monthly payments for 90 days.

Volkswagen 0% APR Cars

2024 Volkswagen Tiguan Exterior - vw.com
2024 Volkswagen Tiguan Exterior - vw.com

Compared to the other carmakers on this list, Volkswagen is changing things up a little bit. Depending on the length of the term and the price of the vehicle, a 0% APR isn’t always as good as a good, old-fashioned discount. With that in mind, buyers get to decide between 0% APR on the 2024 Volkswagen Tiguan and a $2,000 customer bonus. That bonus can’t be combined with other offers, and this either-or option is for highly qualified customers when financing through Volkswagen Credit.

Other Offers Below 2% APR

2024 Acura MDX Exterior - acura.com
2024 Acura MDX Exterior - acura.com

The 2024 Volkswagen Atlas Sport can be purchased with a 1.9% APR or a $3,000 customer bonus. The 2023 Volkswagen Jetta also has a 1.9% APR offer for 58 months. The 2023 Subaru WRX and six of the 2024 Outback trims all sit at 1.9% APR right now. It doesn’t matter which 2024 Acura you’re interested in, the Integra, MDX, RDX, and TLX all have a 1.9% APR for 24 to 36 months, too.

That 2024 Volkswagen Tigaun is it for vehicles available with a 0% interest rate, but there are quite a few others still sitting just below the 2% mark. We’ll leave you with a mention of each of those vehicles because, while it’s not 0% APR on these, it’s still the next best thing.

There’s also the 2024 GMC Canyon and 2023 GMC Acadia, each available with 1.9% for 36 months. The length of that contract is on the lower side when compared to the 48 or 72 months others are offering, but it is below 2%. Also, 2023 and 2024 GMC Sierra 1500 models with 5.3-liter V8 engine are available at 1.9%. To sweeten the deal, GMC is also throwing no monthly payments for 90 days on top of the low APR. Brand-mate Buick is making the 2023 Envision available at 1.9% for 60 months, too.

Continuing on with GM, Chevrolet has a lengthy list of cars with similar deals as Buick and GMC: a 1.9% interest rate, no payments for 90 days, and some form of bonus cash, a cash allowance, or loyalty cash. Those Chevy models include the 2024 Trailblazer, 2024 Equinox, 2024 Blazer, 2024 Malibu, 2023 Traverse, and 2023 Trailblazer. Finally, Ford has 2024 Escape, 2024 Explorer, 2024 Edge, and 2024 Expedition all sitting at 1.9%. The length of the contract ranges from 36 months to 60 months for those vehicles.

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Jesse Batson

Jesse Batson earned his journalism degree from South Dakota State University. No stranger to newsgathering and reporting, Jesse spent 13 years in TV news. 10 of those years were spent working in Charlotte, NC, home of NASCAR. A highlight of his time there was being able to take a lap around the Charlotte Motor Speedway. His interest in vehicles, starting with Matchbox cars, a Big Wheel, and the Transformers, evolved into taking photos of motocross events. Now, he puts his research skills to use on car culture, reviews, and comparisons.

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